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Who's Who in the Mortgage Process (Part 2)

Who's Who in the Mortgage Process (Part 2)

Posted On: December 9, 2022 by Home State Bank in: Home Mortgage

Hello again! Here is part two of our Who’s Who in the Mortgage Process! If you missed our first post, you can check it out here!

You’ve got the ‘major players’ down, but there are still more people who are important in the mortgage process for you to know.

Shortly after you have met with your Mortgage Loan Officer and decided which loan was best for you, you’ll hear from the Loan Processor. A loan processor will request and gather all of the necessary...

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Tags: Closer, home mortgage process, Loan Processor, mortgage loan officer, New Home, Settlement Agent, Underwriter

Whos Who_Home Mortgage

Who’s Who in the Mortgage Process (Part 1)

Posted On: November 22, 2022 by Home State Bank in: Home Mortgage

Want to buy a home, but have no idea Who’s Who in the Mortgage Process? Don’t fret. A lot of people are in the same boat as you!

Let’s start with the basics.

Houses are expensive and unless you have an abundance of cash, you’re going to need a bank and a Mortgage Loan Officer. Sometimes referred to as the acronym MLO, a mortgage loan officer represents the bank and their loan programs. You’ll talk with them and share enough information...

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Tags: home mortgage, home mortgage process, mortgage loan officer, mortgage specialist