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Scan the QR code or click the link to begin watching the 2024 4-H & FFA Shows from the Home State Bank YouTube Channel.

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Online Banking

Savings Accounts

Save Today for Tomorrow’s Goals!

Regardless of how diverse your finances become, you’ll always need to save money. We help make saving easy, whether you’re saving for the holidays, a dream vacation or simply to have emergency funds in place. We even have a savings options for kids to help them start saving the right way.

Regular Savings

Start with $100 to earn interest on your balances. You can also set up an automatic recurring transfer within Online Banking from your $mart Rewards or other checking account to Regular Savings to automate your savings.

Other account features include:
  • $1 monthly service charge waived by maintaining $100 average daily balance
  • FDIC protection up to $250,000

Contact Us for Your Regular Savings Account Today!

Christmas Club Savings

Save for the holidays all year long! Our Christmas Club Savings account earns interest and is a great place to save and grow funds to be used for shopping during the holiday season. Simply make deposits throughout the year, and then receive the payout from the account on Nov. 1 to give your finances a little boost!

Contact Us for Your Christmas Club Savings Account Today!

Vacation Club Savings

Work toward your dream vacation by saving a little from each paycheck in our Vacation Club Savings account! A variable interest rate helps your deposits grow to help you reach your savings goal quicker.

Contact Us for Your Vacation Club Savings Account Today!

Moola Moola Kids Club- Teach Your Kids to Save!

Get your child’s financial education off to a bright start with our Moola Moola Kids Club!

Children under the age of 12 can open a savings account with any minimum deposit. The account earns interest, and has no monthly fees to maximize returns. Once your child turns 12 years old, the account is converted to a Regular Savings account.

Moola Moola Kids Club is a great financial tool to teach your child the value of saving!

Contact Us for Your Moola Moola Kids Club Savings Account Today!

Health Savings Account

Be Prepared for Healthcare Costs!

Never be unprepared for sudden medical costs again! A health savings account from Home State Bank is a solution that helps you save for trips to the emergency room, chiropractic visits and other qualified medical expenses.

If you have a high deductible health plan, an HSA helps you bridge the gap to your deductible. The money you put in can be used for healthcare costs for you, your spouse or your dependents, making HSAs a great tool for any stage in life.


Benefits of a Health Savings Account

There are numerous benefits to an HSA, in addition saving for medical expenses:

  • Account balances earn interest to grow your available funds
  • Money is easily accessible by check or a MasterCard® HSA debit card
  • Funds rollover from year to year; avoid the “use it or lose it” scenario
  • HSAs are tax-exempt accounts

Our health savings accounts are all about giving you the best option to afford healthcare for you and your family. Stop by Home State Bank today to open your health savings account!

Learn More About Health Savings Accounts

This short, informative video offers more information about health savings accounts to help you determine if an HSA is the right option for you.

Watch Our HSA Video