5 Tips for Successful First Time Home Ownership
Posted On: June 12, 2025 by Home State Bank in: Home Mortgage
Owning a home is a great investment, but if it’s your first time, it can seem overwhelming. Having a plan and knowing what to consider is the first step to successful home ownership. Before you begin scouring real estate sites, consider these important steps so you can find exactly what you want, within your budget.
1. Know Your Credit Score
Before anything, you’ll want to check your credit score, which can help you secure better loan options....
Who's Who in the Mortgage Process (Part 2)
Posted On: December 9, 2022 by Home State Bank in: Home Mortgage
Hello again! Here is part two of our Who’s Who in the Mortgage Process! If you missed our first post, you can check it out here!
You’ve got the ‘major players’ down, but there are still more people who are important in the mortgage process for you to know.
Shortly after you have met with your Mortgage Loan Officer and decided which loan was best for you, you’ll hear from the Loan Processor. A loan processor will request and gather all of the necessary...
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