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Archive - February 2023


What Is FDIC Insurance?

Posted On: February 9, 2023 by Home State Bank in: Community, General, Personal Banking

You’ve likely seen the FDIC logo and heard of it but what is it actually and how does it work?

FDIC stands for Federal Deposit Insurance Corporation. The FDIC is an independent agency of the U.S. government that protects depositors (that’s you) against loss if an FDIC-insured bank should fail or close. While it is not common, it can happen. Understanding how FDIC insurance works is important.

It’s an added security for your money should something happen to...

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Tags: deposit insurance, fdic

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Love is in the Air for Scams

Posted On: February 6, 2023 by Home State Bank in: General, Personal Banking

Cyber attackers are opportunistic, and with Valentine's Day right around the corner, you can expect to see an increase in threats related to socially engineered relationships.

Virtual lunch dates, wine tastings, and chat rooms have created an easy way to put ourselves into a space where we cannot truly see the person on the other end of the keyboard. In addition, many people now use online dating applications and social networking sites to meet people with common interests.


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Tags: financial security, scams, social scams