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Piggy Bank

From POOR to FAIR to GOOD and Climbing

Posted On: October 25, 2022 by Home State Bank in: Community, Personal Banking

It's hard to imagine light at the end of the tunnel when you are stuck in a bad place financially. I was in a place in my life where money didn't have meaning. You spent it the way you needed to and if you didn't have it, you charged it. When medical bills would roll in, I would toss them to the side because they were at the bottom of my priority list. They were turned over to collections time and time again, dropping my credit score more and more each time. 

Now,...

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Tags: Christmas club, credit score, financial success, personal banking, savings, testimonial

Popular Mortgage Scam Has Resurfaced

Popular Mortgage Scam Has Resurfaced

Posted On: July 8, 2022 by Home State Bank in: Community, General

Have you purchased or possibly refinanced your home mortgage, recently?  Well, you could be a target.  

Recently blue postcards have been landing in our mailboxes.  They say "IMMEDIATE RESPONSE NEEDED" or "ACT NOW", as it pertains to your loan.

THIS IS DEFINITELY A SCAM! 

If you've recently purchased or even refinanced your home mortgage, this makes you susceptible to becoming a prime target of this specific scam.  

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Tags: Fraud Protection, scams

Online Scams

5 Cyber Scams to Watch Out For

Posted On: June 14, 2022 by Home State Bank in: Community, Personal Banking

Scams have always been around. But with all our technological advances and less face-to-face interactions, it’s been easier for criminals to target those who may feel they are in vulnerable situations to take advantage of them.

And we don’t see scams going away. In fact, according to the Federal Bureau of Investigation’s 2021 Internet Crime Report both cybercrime and the amount of money lost to cybercrime rose.

Scammers will take advantage in any...

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Tags: cybersecurity, personal banking, safe banking, scams

Shred Day Icon

Shred & Support at Home State Bank!

Posted On: May 25, 2022 by Home State Bank in: Community

We know you’ve been waiting and now you can mark your calendar for Home State Bank’s annual shred day!

No more wondering what to do with all those confidential and cumbersome papers.

Our event will take place on June 22 from 4 - 6pm in the Home State Bank parking lot.

Wondering what you can bring to shred? Check out our lists below of what is and is not accepted for shred day!

ACCEPTED ITEMS

Copy paper Letterhead Computer...
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Tags: bank events, personal finance, shred day

Allen Family

Welcoming Bob Allen as New Bank President

Posted On: April 27, 2022 by Home State Bank in: Community, General

Home State Bank is excited to announce Bob Allen is new Bank President. Bob has been with Home State Bank since April 2012 and is excited to continue and build on the work of former bank president, Sid Jones, who will be continuing as CEO of Home State Bank.

Let’s get to know our new Bank President, Bob Allen, a little better.

While in college, Bob worked part-time for the Greene County Soil & Water Conservation District. After college, he continued his work...

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Tags: bank news

Celebrating Our Local Producers

Celebrating Our Local Producers

Posted On: March 18, 2022 by Home State Bank in: Community

The week of March 21 is National Ag Week and National Ag Day is celebrated on March 22!

Agriculture, as we know here in Iowa and within our own community, is an important and integral part of our economy and culture.

Did you know, each American farmer feeds more than 165 people ... a dramatic increase from 25 people in the 1960s. Quite simply, American agriculture is doing more - and doing it better. As the world population soars, there is an even greater demand for the food...

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Tags: Ag lending, agriculture, banking, local producers

Mobile Banking

Bank Anytime, Anywhere with Mobile Banking!

Posted On: December 7, 2021 by Home State Bank in: Community, Personal Banking

Effective January 1, 2022, Home State Bank will no longer have business hours on Saturdays.

This decision has been the result of a community-wide banking decision that all banks in Jefferson will be closed on Saturdays. While this is effective January 1, because of bank holiday dates, this will really go into effect December 18.

But don’t worry! This doesn’t mean you can’t still accomplish all your banking needs. All Saturday services can be completed through...

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Tags: bill pay, eStatements, online banking, online bill pay, personal banking, personal finance

Shop Small

6 Benefits of Supporting Small Businesses

Posted On: November 23, 2021 by Home State Bank in: Community, General

We hear all the time that it’s important to support small businesses, but do you know how much of an impact this actually makes on your community?

Let’s take a look at all the benefits of shopping small and local this holiday season.

Benefit #1: Local Growth

When you shop small, that money goes back into your community. So in essence, you are helping grow and keep a more sustainable local economy. Successful small businesses not only help local...

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Tags: holidays, shop small, small business, spending

Pass It On

Did You Know, May is Older Americans Month?

Posted On: May 19, 2021 by Home State Bank in: Community

May is Older Americans Month and a number of Federal and State government agencies are providing tips about how to help protect those most susceptible from common scams.

Chances are good that someone you know has been scammed. While they may not talk about it, sharing what you know can help others from being a victim.

Identity Theft, Grandkid Scams, Work Form Home Scams and Charity Fraud are some of the thirteen different types of scams that the Federal Trade Commission has...

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PPP

Paycheck Protection Program Funds Have Been Exhausted Prior to May 31 Deadline

Posted On: May 10, 2021 by Home State Bank in: Community

SBA announced that the funding for the Paycheck Protection Program was exhausted on May 4, 2021 and has since closed the program, ahead of the scheduled deadline date of May 31, 2021.  It was reported earlier last week by SBA, that more than 107,000 PPP loans were approved in 2021 in Iowa; which has provided more than $2.88 billion in assistance.  Over the last year, it is estimated that Iowa businesses were provided with more than $8 billion in aid from the Paycheck Protection Program. ...

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