How to Spot IRS Scams
Posted On: March 18, 2023 by Home State Bank in: Community, General, Personal Banking
Tax time is upon us, a sign that phishing season has begun.
The IRS states that scams may differ in themes, but generally, they have two traits:
They appear to come from a known or trusted source, such as a colleague, bank, credit card company, cloud storage provider, tax software provider, or even the IRS. They tell a story, often with an urgent tone, to trick the receiver into opening a link or attachment. VISHING (Phone Phishing)Criminals continue to make aggressive...
What Is FDIC Insurance?
Posted On: February 9, 2023 by Home State Bank in: Community, General, Personal Banking
You’ve likely seen the FDIC logo and heard of it but what is it actually and how does it work?
FDIC stands for Federal Deposit Insurance Corporation. The FDIC is an independent agency of the U.S. government that protects depositors (that’s you) against loss if an FDIC-insured bank should fail or close. While it is not common, it can happen. Understanding how FDIC insurance works is important.
It’s an added security for your money should something happen to...
From POOR to FAIR to GOOD and Climbing
Posted On: October 25, 2022 by Home State Bank in: Community, Personal Banking
It's hard to imagine light at the end of the tunnel when you are stuck in a bad place financially. I was in a place in my life where money didn't have meaning. You spent it the way you needed to and if you didn't have it, you charged it. When medical bills would roll in, I would toss them to the side because they were at the bottom of my priority list. They were turned over to collections time and time again, dropping my credit score more and more each time.
Now,...
Popular Mortgage Scam Has Resurfaced
Posted On: July 8, 2022 by Home State Bank in: Community, General
Have you purchased or possibly refinanced your home mortgage, recently? Well, you could be a target.
Recently blue postcards have been landing in our mailboxes. They say "IMMEDIATE RESPONSE NEEDED" or "ACT NOW", as it pertains to your loan.
THIS IS DEFINITELY A SCAM!
If you've recently purchased or even refinanced your home mortgage, this makes you susceptible to becoming a prime target of this specific scam.
5 Cyber Scams to Watch Out For
Posted On: June 14, 2022 by Home State Bank in: Community, Personal Banking
Scams have always been around. But with all our technological advances and less face-to-face interactions, it’s been easier for criminals to target those who may feel they are in vulnerable situations to take advantage of them.
And we don’t see scams going away. In fact, according to the Federal Bureau of Investigation’s 2021 Internet Crime Report both cybercrime and the amount of money lost to cybercrime rose.
Scammers will take advantage in any...
Shred & Support at Home State Bank!
Posted On: May 25, 2022 by Home State Bank in: Community
We know you’ve been waiting and now you can mark your calendar for Home State Bank’s annual shred day!
No more wondering what to do with all those confidential and cumbersome papers.
Our event will take place on June 22 from 4 - 6pm in the Home State Bank parking lot.
Wondering what you can bring to shred? Check out our lists below of what is and is not accepted for shred day!
ACCEPTED ITEMS
Copy paper Letterhead Computer...Welcoming Bob Allen as New Bank President
Posted On: April 27, 2022 by Home State Bank in: Community, General
Home State Bank is excited to announce Bob Allen is new Bank President. Bob has been with Home State Bank since April 2012 and is excited to continue and build on the work of former bank president, Sid Jones, who will be continuing as CEO of Home State Bank.
Let’s get to know our new Bank President, Bob Allen, a little better.
While in college, Bob worked part-time for the Greene County Soil & Water Conservation District. After college, he continued his work...
Celebrating Our Local Producers
Posted On: March 18, 2022 by Home State Bank in: Community
The week of March 21 is National Ag Week and National Ag Day is celebrated on March 22!
Agriculture, as we know here in Iowa and within our own community, is an important and integral part of our economy and culture.
Did you know, each American farmer feeds more than 165 people ... a dramatic increase from 25 people in the 1960s. Quite simply, American agriculture is doing more - and doing it better. As the world population soars, there is an even greater demand for the food...
Bank Anytime, Anywhere with Mobile Banking!
Posted On: December 7, 2021 by Home State Bank in: Community, Personal Banking
Effective January 1, 2022, Home State Bank will no longer have business hours on Saturdays.
This decision has been the result of a community-wide banking decision that all banks in Jefferson will be closed on Saturdays. While this is effective January 1, because of bank holiday dates, this will really go into effect December 18.
But don’t worry! This doesn’t mean you can’t still accomplish all your banking needs. All Saturday services can be completed through...
6 Benefits of Supporting Small Businesses
Posted On: November 23, 2021 by Home State Bank in: Community, General
We hear all the time that it’s important to support small businesses, but do you know how much of an impact this actually makes on your community?
Let’s take a look at all the benefits of shopping small and local this holiday season.
Benefit #1: Local Growth
When you shop small, that money goes back into your community. So in essence, you are helping grow and keep a more sustainable local economy. Successful small businesses not only help local...