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Archive - June 2025

Teaching Kids About Money Management

Teaching Kids About Money Management

Posted On: June 18, 2025 by Home State Bank in: Personal Banking

As summer rolls around kids are usually excited to earn (or spend) money. From lemonade stands to summer jobs, it’s always great to see their desire for earning money. And with that drive, it’s also a great time to enforce good financial habits, like saving.

Here’s some quick tips on how to support and teach your children about savings.

Younger Children (Ages 4-6)

At this age, visual learning is the best. While every kid likely...

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Tags: financial literacy, kids money management, kids savings accounts, money management, savings

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5 Tips for Successful First Time Home Ownership

Posted On: June 12, 2025 by Home State Bank in: Home Mortgage

Owning a home is a great investment, but if it’s your first time, it can seem overwhelming. Having a plan and knowing what to consider is the first step to successful home ownership. Before you begin scouring real estate sites, consider these important steps so you can find exactly what you want, within your budget.

1. Know Your Credit Score

Before anything, you’ll want to check your credit score, which can help you secure better loan options....

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Tags: first time homebuying, home mortgage, home mortgage process, home ownership, mortgage financing