5 Tips for Successful First Time Home Ownership
Posted On: June 12, 2025 by Home State Bank in: Home Mortgage
Owning a home is a great investment, but if it’s your first time, it can seem overwhelming. Having a plan and knowing what to consider is the first step to successful home ownership. Before you begin scouring real estate sites, consider these important steps so you can find exactly what you want, within your budget.
1. Know Your Credit Score
Before anything, you’ll want to check your credit score, which can help you secure better loan options....
What is a Mortgage Escrow Account?
Posted On: March 7, 2023 by Home State Bank in: Home Mortgage
You’ve likely heard of an escrow account, especially if you have a home mortgage. But if you don’t have a home mortgage, or you don’t quite fully understand your current escrow, we’ve put together the following to help you better understand the ins and outs of it.
What is a mortgage escrow account?
When you own a home, you're responsible for additional home-related expenses like property taxes and insurance. Escrow accounts help you plan...
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