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Can You Spot a Scam?

Posted On: November 20, 2025 by Home State Bank in: Personal Banking

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank, a loved one, the government or law enforcement. And in this time of expanded use of online and mobile banking, the problem is only growing. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $12.5 billion to phishing scams and other fraud in 2024 — an increase of 25% over 2023.

These...

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Tags: fraud, Fraud Protection, scams

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Don't Take the Bait

Posted On: April 25, 2025 by Home State Bank in: General, Personal Banking

Cyber attackers are constantly looking for ways to access financial institutions and the biggest most popular entry point is through email. Cyber attackers are targeting the email accounts of people you know, like or trust at entities such as trade associations, vendors, auditors and regulators. Taking over an email account of an individual at one of these entities allows the attacker to send malicious emails that are actually from the email account of the individual’s account...

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Tags: email, fraud prevention, phishing, phishing scams, safe banking, scams, text