Smarter Savings Accounts
Posted On: January 12, 2026 by Home State Bank in: Personal Banking
When people think of savings, they usually think of long-term goals, such as an emergency fund, car or home down payment, etc. However, many people overlook the benefits of savings accounts for short-term goals.
Many financial institutions offer savings accounts for specific goals. Why should you consider opening one of these? First, having a particular goal helps people save. When you’ve identified what you’re saving for, you’re more apt to contribute because...
Teaching Kids About Money Management
Posted On: June 18, 2025 by Home State Bank in: Personal Banking
As summer rolls around kids are usually excited to earn (or spend) money. From lemonade stands to summer jobs, it’s always great to see their desire for earning money. And with that drive, it’s also a great time to enforce good financial habits, like saving.
Here’s some quick tips on how to support and teach your children about savings.
Younger Children (Ages 4-6)
At this age, visual learning is the best. While every kid likely...
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