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Jefferson's Community Shred Day - May 21

Our annual Shred Day is getting an upgrade. Hey Rosie Creperie N' Sips coffee truck onsite from 8 am - 12 pm, Shred collection + ARC collection outside 9 am - 10:30 am, ARC collection in the lobby 9 am - 4 pm

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Home Mortgage Center

Make Your Dream Home a Reality!

Purchasing a home is no small task. That’s why we aim to help keep it simple, whether you are looking for your first home or need to accommodate a growing family. Our home lending team works to understand your exact needs to find the best solution for you.

Whether it's your first home as an adult or a wonderful home for your kids, we do everything we can to help make your dreams come true.

Curious about the steps involved with buying a home? View our home buying timeline here!

Apply for a Mortgage Today!

Home Equity Loans

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Finance Your Next Big Expense!
 
The key to your financing needs may be in your home's walls!  It's not buried treasure, but your home's built-up equity that can provide the funds you need for your next big purchase.  Home State Bank offers two options to help you put your home's equity to good use: a home equity loan and a line of credit.
Do you have a large upcoming expense?  If so, a home equity loan is the right solution for you.  It taps your home's equity to provide a lump-sum cash advance for your immediate needs.  We'll structure your home equity loan to ensure a simplified, fixed payment that is easy to budget around.

Apply for a Home Equity Loan Today!

Home Equity Lines of Credit (HELOCs)

If your income experiences peaks and valleys throughout the year, a home equity line of credit is the better option. This allows you to use credit when it suits you and repay only what you use. HELOCs are a very flexible financing option.

Contact a Banker to learn about a HELOC!

Construction Loans

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Build the new home you've always wanted!  Are you looking to move into a new home but can't find the right one on the market?  With a construction loan, you can build the home of your dreams!

Our experienced loan officers work with you one-on-one to understand your exact financial situation and needs.  With their expertise in home construction lending, our lenders will then create a solution tailored to your needs.  
We can also help with financing for remodeling and additions to your current home.  Just ask!

Apply for a Construction Loan Today! 

Loan Calculators

Our Mortgage Qualification Calculator gives an idea of how large a mortgage you qualify for. Simply enter the required information to see what possibilities lie ahead!