Building An Emergency Fund at Any Age
Posted On: July 18, 2026 by Home State Bank in: Personal Banking
While many people understand the importance of having an emergency fund, nearly three in four Americans (73 percent) are saving less for emergency expenses due to inflation, rising prices, elevated interest rates, or a change in income or employment. 1
In the past year, 37% of U.S. adults needed to use their emergency savings at some point in the last 12 months. Eighty percent of those people used the money for essentials, and 48% of these individuals earned between...
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