Starting Off Right

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Products and Services for Kids, Students and Young Adults

You’re technologically savvy, expect great service and want to be rewarded for your loyalty. Shouldn’t your bank value the same things?

At Home State Bank, we offer the banking products and technology you need to get on the right financial path. From Online and Mobile Banking to our $mart Rewards Checking account that rewards you for debit card purchases, you’re free to bank the way you want.

You may just be starting out, but we intend on being Your Bank for Life.

Contact any of our Personal Bankers for help identifying the best services for your needs!

Smart Rewards Checking

$mart Rewards Checking

Get access to all the mobile and online tools you need! $mart Rewards Checking also offers a cash reward simply for using your debit card.
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Save Money

Ways to Save Money

No skill serves you better than knowing how to save money. Our Regular Savings account and Super Saver Kids Club are great options for you or your child.
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Credit History

Build a Credit History

Start building a credit history with a personal low-rate credit card! Manage your credit card spending and make payments online along with other benefits.
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Healthcare Costs

Save for Healthcare Costs

Regardless of age, it’s always best to have money on hand for emergencies. A health savings account helps you put away money specifically for healthcare expenses.
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Bank from the Palm of your Hand

Bank from the Palm of Your Hand!

Never be separated from your Home State Bank accounts! Mobile Banking gives you the power to bank when you want from your personal mobile device.
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24/7 access

24/7 Access to Your Bank Accounts

Manage your money like a pro! With Online Banking you can manage your accounts and track your spending from your home, office, or couch.
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Buy Your First Home!

We make purchasing your first home easy! Our experienced mortgage lenders offer expertise in different mortgage types and are focused on your specific needs.
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New Vehicle

Purchase a New Vehicle

Buying a new set of wheels shouldn’t leave you stalled in repayment. Our flexible auto loans offer the financing you need without tying you up financially.
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Pay for College

Pay for College for Yourself or a Child

College tuition is a major investment. If you need assistance in paying for college for yourself or your child, we have the resources to help make it happen.
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