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Savings Accounts

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Save Today for Tomorrow’s Goals!

Regardless of how diverse your finances become, you’ll always need to save money. We help make saving easy, whether you’re saving for the holidays, a dream vacation or simply to have emergency funds in place. We even have a savings options for kids to help them start saving the right way.


Regular Savings

Start with $100 to earn interest on your balances. You can also set up an automatic recurring transfer within Online Banking from your $mart Rewards or other checking account to Regular Savings to automate your savings.

Other account features include:

  • $1 monthly service charge waived by maintaining $100 average daily balance
  • FDIC protection up to $250,000

Contact Us for Your Regular Savings Account Today!

Full Account Details for Regular Savings and our Other Savings Accounts


Christmas Club Savings

Save for the holidays all year long! Our Christmas Club Savings account earns interest and is a great place to save and grow funds to be used for shopping during the holiday season. Simply make deposits throughout the year, and then receive the payout from the account on Nov. 1 to give your finances a little boost!

Contact Us for Your Christmas Club Savings Account Today!

Full Account Details for Christmas Club and our Other Savings Accounts 


Vacation Club Savings

Work toward your dream vacation by saving a little from each paycheck in our Vacation Club Savings account! A variable interest rate helps your deposits grow to help you reach your savings goal quicker.

Contact Us for Your Vacation Club Savings Account Today!

Full Account Details for Vacation Club and our Other Savings Accounts


Moola Moola Kids Club- Teach Your Kids to Save!

Get your child’s financial education off to a bright start with our Moola Moola Kids Club!

Children under the age of 12 can open a savings account with any minimum deposit. The account earns interest, and has no monthly fees to maximize returns. Once your child turns 12 years old, the account is converted to a Regular Savings account.

Moola Moola Kids Club is a great financial tool to teach your child the value of saving!

Contact Us for Your Moola Moola Kids Club Savings Account Today!