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Build Credit & Earn Rewards

Who says you can’t build credit responsibly while also earning rewards points or getting a great rate? With our credit card options, you don’t have to choose! We offer both low-rate and preferred points credit cards from MasterCard® that give you more power to make the everyday purchases your family needs.


Preferred Points Credit Card

Earn rewards points on your purchases! Each dollar spent equals one point that you can redeem on rewards like cash back, gift cards, travel and a huge selection of merchandise. You can also access your card account and redeem your rewards points online.

Other card benefits and features include:

  • 24/7 live customer service available at 800-367-7576
  • No annual fee
  • Low introductory rate for your first six months*
  • Rental car collision damage waiver protection

You can start the application process today by downloading and completing our Credit Card Application.


Low-Rate Credit Card

Get a great rate on your credit card! The competitive annual percentage rate (APR)* combined with 24/7 live customer support and online credit card account access make this card a great card for anyone.

Other card benefits and features include:

  • Access your credit card account online at www.cardaccount.net
  • Rental car collision damage waiver protection
  • The APR* for purchases and cash advances are the same
  • 25-day interest-free grace period on all purchases

Apply Today

Download our Credit Card Application. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.


Fax your completed application to the Card Service Center at 972.650.7054

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.