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Growth and Prosperity

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Evolve Your Banking with Your Finances

Your family and life are growing and maturing. Shouldn’t your bank grow and evolve along with you?

At Home State Bank, we walk with you through every step of life to ensure your banking products fit your lifestyle. As your life changes, our Personal Bankers can help you determine when it’s time to upgrade from basic products and services to those more suited to your needs.

Growing with you is just one more way we’re Your Bank for Life.

Contact any of our Personal Bankers for help identifying the best services for your needs!

Smart Rewards Checking

Checking

Get the most out of your checking account! Our checking options offer access to all the tools you need and offer cash bonuses and interest to encourage growth.
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Save Easier

Save Easier

Ensure you’re saving for your financial goals! Whether you are simply saving for a future expense or need a separate account for vacations and holidays, we have you covered.
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Health Savings

Health Savings Accounts

Are you covered by a High Deductible Health Plan? With a health savings account from Home State Bank, you can be ready for healthcare expenses for you, your spouse or your children.
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Credit Cards

Credit Cards

Expand your purchasing power! Choose from our Low Rate or Preferred Points credit cards to gain the flexibility you need with a great rate or rewards points.
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Bank When and Where You Want!

Manage your money with ease no matter how busy you get! Mobile Banking offers the account access and tools you need to keep tabs on your money wherever you are.
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Online Banking

Online Banking

Oversee your finances from your couch or kitchen table! Online Banking is your go-to financial management tool to keep you and your family on the path to success.
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Home Mortgage

Loans for Your Home

Ensure your growing family has the space you need! Our flexible mortgage options and experienced lenders offer the solution you need with the service you deserve.
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Construction Loans

Construction Loans

Build your dream home with Home State Bank! Receive the financing you need to expand your home or build a completely new home on the perfect piece of land.
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Home Equity Loans

Home Equity Loans

Capitalize on your home’s equity! A home equity loan or line of credit gives you the funds you need for nearly any expense all based on your home’s built up equity.
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Personal Loans

Personal Loans

Let us help you make your next big purchase! Our personal loans come with built-in flexibility to give you the funding you need without burying you in repayment.
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Financing for your vehicle

Financing for Your Vehicle

Upgrade your vehicle or purchase your child’s first car! Our auto loan pre-approval process gives you confidence before you ever set foot on the car lot.
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College

Financial Assistance for College

Finance your child’s college education! Home State Bank and Iowa Student Loan help cover college costs for your child to help them receive the quality education they deserve.
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