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Checking Accounts

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Rewarding Your Trust in Us

You’ve spent years working to build up your finance. Now, you can be rewarded for the trust you’ve put in us as your bank! VIP Checking rewards your total customer relationship balance with Home State Bank with premium features and benefits and an awesome interest rate.

For those who do a good deal of electronic banking, our eVantage Checking account offers its own set of benefits to reward your responsible banking habits.

VIP Checking

Can a checking account have a red carpet? If it could, VIP Checking would have one. We’ve built this account to pay you back for your relationship with us! Not only do you get a great interest rate to grow your deposits, but you receive free or discounted bank services:

  • 1 Free box of checks per year
  • Safe deposit box discount of $5 per year
  • Imaged bank statements
  • Money orders and cashiers checks

This is in addition to having free access to Online Banking and Mobile Banking to help you manage your money when it’s right for you. This account really is the best that it gets!

Contact Us for Your VIP Checking Account Today!

See Full Details for VIP Checking and our Other Checking Account Options.

eVantage Checking

Checking just got interest-ing! With eVantage Checking, you receive the benefit of a premium interest rate by using direct deposit, Online Bill Pay, ACH debits and debit card purchases. You also receive identity theft protection that includes credit restoration and access to credit monitoring.

Additionally, eVantage Checking provides FREE access to our suite of financial tools including Online Banking, Mobile Banking, Online Bill Pay and eStatements.

Contact Us for Your eVantage Checking Account Today!

See Full Details for eVantage Checking and our Other Checking Account Options.

Take advantage of our instant issue debit cards, too!

All of our checking accounts come with instant-issue ShazamChek debit cards. No more waiting for your permanent debit card!

Your debit card can be used to make in-person and online purchases, as well as at ATMs to get cash or conduct other banking tasks. Your transactions are free when you use your debit card at a Home State Bank or Cirrus Privileged Status ATM.

Additionally, your debit card includes the Shazam Monitoring system to protect your card and checking account from fraud.


Protect your money and enjoy enhanced account management capabilities with SHAZAM BOLT$! You can set up account alerts to prevent fraud and monitor your debit card activity closely. Additionally, you can:

  • Send money to other SHAZAM BOLT$ users
  • Block and unblock your debit card
  • Locate SHAZAM ATMs nationwide
  • And more!

Download SHAZAM BOLT$ from iTunes or Google Play today for greater security and flexibility with your debit card.