Certificates of Deposit
Guaranteed Growth to Fund Your Future Plans
Diversify your long-term savings while protecting your money! With a certificate of deposit, it is possible to earn a great rate on a long-term deposit without the risk that comes with many other types of long-term investments.
CDs are FDIC insured and come in many different terms to meet your specific needs. We also offer CDARS, a program specifically designed to manage deposits over the FDIC insurance maximum of $250,000.
CD Options and Rates
For the most current rates, please call us at 515-386-2131 or toll-free at 1-888-386-2131.
With CDARS, you can manage your larger deposit easily without having to open numerous CD accounts at different financial institutions. We handle all the work, so you work with one bank, earn one rate and receive one statement.
Your deposit is broken down into smaller deposits and invested in CD accounts at other banks. We track all the necessary information – issue dates, maturity dates, interest earned, etc. – and condense it into the statement you receive.
Calculate Your Deposit’s Future Value
Our Future Value Calculator can give you a better idea of what your investment today will be worth at maturity.