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Personal Checking

Whether you are preparing for college or retirement, or find yourself anywhere in between, Home State Bank has a checking account that fits.

 

 

Deluxe Check Reorder

 

Home Free Checking

  • $100 minimum opening balance
  • No monthly service charge
  • Unlimited check writing
  • Check safekeeping required
  • ShazamChek or ATM card available (monthly fee assessed)
  • Unlimited ShazamCheck/ATM transactions
  • Free online banking with unlimited image viewing
  • Free monthly electronic or paper statement
  • Free online bill pay service
  • Free categorization of debits/credits for ease of tracking how you use your money
  • FDIC Insured

 

 

Home State Regular Checking

  • $300 minimum opening balance
  • Maintain $300 daily balance or $500 average daily balance to waive the $8 service charge (and .25 per check/debit over 50)
  • ShazamChek or ATM card available (monthly fee assessed)
  • Free online banking with unlimited image viewing
  • Free monthly electronic or paper statement with check images
  • Free online bill pay service
  • Free categorization of debits/credits for ease of tracking how you use your money
  • FDIC Insured

 

Home State Checking with Interest

Earn competitive interest rates on your funds with all the benefits of a traditional checking account.

  • $500 minimum opening balance
  • Unlimited check writing
  • Maintain $500 daily balance or $1000 average daily balance to waive $8 service charge
  • Competitive interest earned that accrues and compounds daily
  • Interest will not accrue if minimum balance is not maintained
  • ShazamChek or ATM card available (monthly fee assessed)
  • Free online banking with unlimited image viewing
  • Free monthly electronic or paper statement with images
  • Free online bill pay service
  • Free categorization of debits/credits for ease of tracking how you use your money
  • FDIC Insured

 

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