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Certificates of Deposit

Are you concerned about losing principal on your money?  Home State Bank offers a full line of certificates of deposit that can eliminate the worry.  Your deposits are FDIC insured within the FDIC limitations. 

 

These rates are effective January 16, 2014, and are subject to change daily.  Please call us at 515.386.2131 or toll-free at 1.888.386.2131 for the most current rates and terms.

 

Term

Minimum Deposit

Interest Rate

Annual

Percentage Yield

     Interest Compounding

5 Year Maturity

$500–$99,999

1.40%

1.40% APY

Semi-Annual

4 Year Maturity

$500–$99,999

1.30%

1.30% APY

Semi-Annual

3 Year Maturity

$500–$99,999

1.20%

1.20% APY

Semi-Annual

2 Year Maturity

$500–$99,999

.75%

.75% APY

Semi-Annual

1 Year Maturity

$500–$99,999

0.50%

0.50% APY

Semi-Annual

182 Day Maturity

$1,000–$99,999

0.30%

0.30% APY

Semi-Annual

Raise Your Rate CD 29 Month Maturity*

$5000

1.00%

1.00% APY

Semi-Annual

*Variable Raise Your Rate CD -  Rate May Change After Account Opening

 2 year Maturity*

$25

.75%

.75% APY

Daily

*Variable Rate Savings for Retirement Plans - Interest Rate Subject to Change

Last Updated 01/16/2014

Retirement Plan Certificates of Deposit available at the same terms and interest rates stated above. The above accounts all have substantial penalty for early withdrawal.  Fees or other conditions could reduce the earnings on some accounts.  Request further information at 515.386.2131 or 1.888.386.2131

 

 

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