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Local Business Services

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Helping Local Business Owners Succeed

It takes courage, determination and know-how to own a business. We pride ourselves on our ability to serve local business owners and entrepreneurs who currently are or are preparing to make their mark. Our Business Bankers will work with you every step of the way, from startup to expansion and beyond.

When it comes to your business, small or large, we’re Your Bank for Life.

We Take Extra Steps to Ensure Your Success!

Smart Rewards Checking

Make the Most of Your Money!

Find the right account for your business! Since no two businesses have the same checking needs, we can help you determine which of our checking accounts is right for you.
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Be Prepared for Future Expenses

Save today for tomorrow’s goals! Whether you can dedicate a large or small amount of your cash flow to savings, we have the right solution for your business.
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Expand Your Payment Options

Accept debit and credit cards at your business! We’ll help you be ready to take card payments that allow you to grow your customer base and get paid faster.
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Keep Your Business Profitable

Keep your competitive edge with Home State Bank! Our commercial lenders can structure the right financing you need for property, equipment, inventory and more.
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Small business

Get Your Small Business Off the Ground

Start your small business with help from Home State Bank! Whether you’ve thought it all through or are capitalizing on a quick opportunity, we’re here to help make it happen.
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Upgrade Your Purchasing Power

Make the purchases your business needs and be rewarded! Our MasterCard® business credit cards offer either a great low rate or rewards points for you to take advantage of.
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Certificate of Desposit

Save for Long-Term Results

Grow your business’s deposits securely! A certificate of deposit ensures that your money earns a guaranteed rate while receiving maximum FDIC insurance protection.
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Be Ready for Healthcare Costs

Reduce your out-of-pocket healthcare costs! Our health savings accounts help you bridge the gap to your insurance deductible if you have a high deductible health plan.
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