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Come in and talk to your Hometown Banker about your options in financing your new or used car purchase. A pre-approval allows you to go vehicle shopping with confidence in what you can afford.
Just “write the check” and we will be here to help you complete the deal.
Sometimes your savings is just not enough! Whether it is paying for college, helping with a wedding, or assisting you with financing that special vacation, Home State Bank is always here to make it possible. We understand your need for flexible repayment options and excel in designing a plan that works best for you.
Whether purchasing, refinancing or improving your home, Home State Bank can develop a plan just for you! We have a wide variety of options, beginning with our uncomplicated, low cost, flexible adjustable rate, Hometown Loan, or competitive long-term fixed rate financing options. Our extensive knowledge of the local housing market, and our relationship with the area realtors and attorneys can make the process easy
for you!
You want flexibility? There is no better option than using the equity in your home. The equity you have built up in your home can be used for financing home-improvements, for the purchase of an auto, or for most any personal want or need. You can choose a fixed payment and term, or an on-going home equity line of credit that places both the borrowing and repayment decision in your hands.
The backbone of every community is its business district and manufacturing base. Home State Bank has always been here to assist and serve your needs when financing commercial property, equipment, inventory and operating expenses. Our staff has experience with all types of commercial loans, including SBA guaranteed loans and SBA 504 loans for real estate improvements and equipment purchases. Stop in to find out what we can do for you.
Iowa has always been a leader in the agricultural world. Home State Bank is here to assist farmers and help with their financial needs. From loans to help finance the operation of the farm to more specific areas such as livestock, machinery purchases, and farm real estate. We welcome you to contact us and visit with one of our ag lending officers and review your farm operating business.
Farm management is becoming more of a trend in the agricultural world. Why not leave a lot of the decision making up to someone who works with the agricultural aspect in every day life. From planting to harvest the farm manager is always working toward your best interests. Who’s minding your farm? Why not give Home State Bank a chance to review your farming operation to see where we can be of assistance.
Home State Bank is available to assist your family as an executor, administrator, trustee or guardian. We work with referring attorneys, accountants, and other financial advisors to identify and fulfill the goals of your estate plan. Our commitment is to listen to your needs and to provide quality service. Home State Bank takes pride in our personal service.
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