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Do you have the HOME CARD Advantage?

Home State Bank offers a Visa or MasterCard designed to meet your needs. Make the comparison – we think you’ll take advantage of us!

Request an application today!


Home Card Benefits
  • Fixed rate of 13.90% APR
  • No annual fee
  • 25 day grace period on purchases
  • Fast credit approval
  • Personal, local service

($.50 minimum finance charge, average daily balance computation method, 2% cash advance transaction fee ($2 min./$10 max.), $15 late payment fee, $15 over limit fee)


Home Card Gold Benefits
  • Fixed rate of 13.90% APR
  • Low $25 annual fee – First year free
  • 25 day grace period on purchases
  • No fee for Visa Travels Cheques
  • Travel Assist Service
  • Auto Rental Insurance
  • Purchase Security
  • Extended Protection Services
  • Fast Credit Approval
  • Personal, local service

($.50 minimum finance charge, average daily balance computation method, 2% cash advance transaction fee ($2 min./$10 max.), $15 late payment fee, $15 over limit fee)

 


Verified by Visa/SecureCode by MasterCard

Your Home State Bank credit cards can now be password protected for free. Verified by Visa and SecureCode by MasterCard is a unique service that uses personal passwords or identity information to help protect your credit card account numbers from unauthorized use. Once activated your Visa or MasterCard number cannot be used for online purchases without your personal password. Click on the Verified by Visa or SecureCode by MasterCard logos to get enrolled, get more information or view a list of participating online merchants.

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