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Home Free Checking
  • $100 minimum opening balance
  • No monthly service charge
  • Unlimited check writing
  • Check safekeeping required
  • Monthly statement provided
  • ShazamChek or ATM card available (monthly fee assessed)
  • FDIC Insured

Checking with Interest

Earn competitive interest rates on your funds with all the benefits of a traditional checking account.

  • $500 minimum opening balance
  • Unlimited check writing
  • Maintain $500 daily balance or $1000 average daily balance to waive $8 monthly fee
  • Competitive interest earned that accrues and compounds daily
  • Interest will not accrue if minimum balance is not maintained
  • Monthly statement provided
  • ShazamChek or ATM card available (monthly fee assessed)
  • FDIC Insured

Regular Checking
  • $100 minimum opening balance
  • Maintain $300 daily balance or $500 average daily balance to waive the $8 monthly fee (and $.25 per check/debit over 50)
  • Monthly statement provided
  • ShazamChek or ATM card available (monthly fee assessed)
  • FDIC Insured

Business Checking
  • Transaction Fees:
    • Debit Item $0 .15 each
    • Checks $0.15 each
  • Deposited Items
    • Home State Items: No charge
    • All Others: .08 each
  • Maintenance Fee $4.00/month
  • Credit of $0.08/$100 of monthly average collected balance applied against monthly fee.
  • This earnings credit is subject to change daily.

Business NOW Account

For sole proprietorships, non-profit organizations, government units and certain fiduciary accounts. Competitive interest earned that accrues and compounds daily. Interest rate is variable and subject to change daily at our discretion.

  • Transaction Fees:
    • Debit Item: $0.15 each
    • Checks: $0.15 each
  • Deposited Items
    • Home State Bank Items: No charge
    • All Others: $0.08 each
  • Maintenance Fee: $4.00/month or maintain a minimum balance of $1,000 or an average collected balance of $2,500.
  • (Transaction fees are independent of account balances)
  • Monthly charge will be waived if $1,000 daily balance or $2,500 average collected balance is maintained.

 

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